Case file — Iron City Auto Brokers (Birmingham, AL). Profile: independent seller of in-house financing (buy-here-pay-here); ~11 years trading; ~98 vehicles listed.
Lot address: 1470 Credit Row, Birmingham, AL. Visitor parking: Front-lot customer stalls facing the office; overflow on the side street near Birmingham lot gate.
Signals checked: state license (current); doc fee $399 (disclosed); outside inspection limited to the premises; title-in-hand ratio ~92%; after-sale terms a 6-month powertrain warranty on newer units.
Finding: no divergence between claims and observable signals. Indexed as trustworthy on current evidence; most independents that clear all four signals stay clear.