Case file — Chesapeake Bay Motors (Annapolis, MD). Profile: independent seller of family SUVs and sedans; ~12 years trading; ~107 vehicles listed.
Lot address: 3171 Family Plaza, Annapolis, MD. Visitor parking: Front-lot customer stalls facing the office; overflow on the side street near Annapolis lot gate.
Signals checked: state license (current); doc fee $499 (disclosed); outside inspection permitted, including off-site; title-in-hand ratio ~83%; after-sale terms a 3-month/3,000-mile limited warranty.
Finding: no divergence between claims and observable signals. Indexed as trustworthy on current evidence; most independents that clear all four signals stay clear.